PRIVACY POLICY
Effective Date: September 4, 2025
To review material modifications and their effective dates, scroll to the bottom of the page.
The Living Word International (“TLWIC”) owns and operates the https://thelivingwordcogic.com website. All references to “we”, “us”, this “website”, or this “site” shall be construed to mean TLWIC.
HOW WE MODIFY THIS PRIVACY POLICY
We reserve the right to modify this Privacy Policy at any time, and without prior notice, by posting an amended Privacy Policy that is always accessible by clicking on the “Privacy Policy” link on this site’s home page. Your continued use of this site indicates your acceptance of the amended Privacy Policy.
Regarding Personal Information (defined below), if any modifications are materially less restrictive on our use or disclosure of the Personal Information previously disclosed by you, we will obtain your consent before implementing such revisions with respect to such information.
THE TYPES OF INFORMATION WE COLLECT
Personal Information. “Personal Information” includes any information regarding a natural person that may be used directly to identify the person. Personal Information that we collect may vary with each separate purpose for which you provide it, and it may include one or more of the following categories: name, physical address, an email address, phone number, credit card information, including credit card number, expiration date, and billing address, and location data.
Usage Data. We reserve the right to collect information based on your usage of this site which is information collected automatically from this site (or third party services employed in this site), some of which may include: the IP addresses or domain names of the computers utilized by the users who use this site, the country of origin, the features of the browser and the operating system used by the user, the various time details per visit (e.g., the time spent on each page within the site) and the information on the path followed within the site with special reference to the sequence of pages visited, marketing and conversion data and statistics, reports, analytics data, reviews and surveys (“Usage Data”). Usage Data is essentially anonymous when collected; however, it could be used indirectly to identify a person.
HOW AND WHEN WE COLLECT INFORMATION
Personal Information. We collect Personal Information when you provide it to us through sign-up forms and as part of your registration for an account, product, or service, or when you participate in a promotion on this website. Personal Information may vary with each sign-up or registration.
Your Communications with Us. We collect Personal Information that we receive from you as you communicate with us, for example, through our email services and/or autoresponder service.
Usage Data. We reserve the right to monitor your use of this site. As you navigate through this site, Usage Data may be passively collected (that is, gathered without your active provision of the information) using various analytics and reporting technologies, such as cookies and web beacons.
HOW WE USE YOUR INFORMATION
We may use your Personal Information for the performance of the services or transaction for which it was given, and in connection with other products, services, promotions, or contests we may offer, and our private, internal reporting for this site, and security assessments for this site.
We reserve the right to utilize Usage Data fully. For example, we may use Usage Data to provide better service to site visitors, customize the site based on your preferences, compile and analyze statistics and trends about the use of this site, and otherwise administer and improve this site for your use. Specific uses are described below.
INFORMATION SHARING AND DISCLOSURE
General Disclosure Policy. We reserve the right to disclose your Personal Information as described below. We reserve the right to disclose Usage Data without restriction.
Affiliated Entities. We reserve the right to provide your Personal Information and Usage Data to any affiliated entities we may have, including our subsidiaries. Affiliated entities are entities that we legally control (by voting rights) or that control us.
Service Providers. We reserve the right to provide access to your Personal Information and Usage Data to our trusted service providers that assist us with the operation and maintenance of this site. For example, we may contract with third parties to process payments, host our servers, provide security, and offer services such as production, fulfillment, optimization, analytics, and reporting. Our service providers will be given access to your information only as is reasonably necessary to provide the services for which they are contracted.
Successors. Suppose we sell or otherwise transfer part or all of our business or assets to another organization, such as in the course of an acquisition, merger, bankruptcy, or liquidation. In that case, we may transfer your Personal Information and Usage Data. In such an event, we will require the buyer or transferee to agree to our commitments provided in this Privacy Policy.
Legal Process, Enforcement, and Security Notice. We reserve the right to disclose your Personal Information and Usage Data if we have a good faith belief that access, use, preservation or disclosure of such information is reasonably necessary (i) to satisfy any applicable law, regulation, legal process or enforceable governmental request (such as, to comply with a subpoena or court order), (ii) to detect, prevent, and address fraud or other illegal activity, and (iii) to investigate, respond to, or enforce violations of our rights or the security of this site.
Your California Privacy Rights. Under California Law SB 27, California residents have the right to receive, once a year, information about third parties with whom we have shared information about you or your family for their marketing purposes during the previous calendar year, and a description of the categories of personal information shared. To make such a request, please send an email to the email address provided in our contact information below and include the phrase “California Privacy Request” in the subject line, the domain name of the website you are inquiring about, along with your name, address, and email address. We will respond to you within thirty days of receiving such a request.
SPECIFIC INFORMATION ABOUT COOKIES AND WEB BEACONS
To provide better service on our site, we may use Cookies and Web Beacons to collect usage data, store your preferences, and track the pages you visit and your past activity on our site. We may also employ Web Beacons from third parties to help us compile aggregated statistics regarding the effectiveness of our promotional campaigns and other operations on our site.
“Cookies” are tiny pieces of information stored by your browser on your computer’s hard drive. Cookies are also used to customize content based on your browser. Most browsers are initially set to accept cookies. If you want to disable cookies, there is a simple procedure in most browsers that allows you to turn off cookies. Please note, however, that cookies may be necessary to enable you to use certain features of our site.
Flash Cookies – third-party cookies that use an Adobe Flash Media Player local shared object (LSO) – may be used along with other third-party cookies for purposes of crediting any purchase you may make on this site to one of our joint venture marketing partners that may have referred you to us. These cookies will be used to credit sales to the referring joint venture marketing partner. Flash cookies are not the same as “browser cookies”. The Adobe Flash Media Player is software that enables users to view content on their computers. A browser cookie also accompanies Flash cookies. If you delete the browser cookie, the Flash cookie may automatically create (or respawn) a replacement for it.
Web Beacons – sometimes called single-pixel GIFs or clear GIFs – are used to assist in delivering cookies, and they allow us to track users who have visited pages on our site. We may include Web Beacons in promotional email messages or other communications to determine whether messages have been opened and acted upon.
ANALYTICS
We reserve the right to partner with third-party analytics providers to monitor and analyze Web traffic, which can be used to track user behavior on this site.
Google Analytics (Google) – Google Analytics is a web analysis service provided by Google Inc. (“Google”). Google utilizes the data collected to track and examine the use of this site, to prepare reports on its activities, and to share them with other Google services. Information collected: cookie and Usage Data. Visit the Google Privacy Policy at https://www.google.com/intl/en/policies/?fg=1 You may opt out of the Google Analytics service with Google’s Browser Add-on that’s available at https://tools.google.com/dlpage/gaoptout./.
SOCIAL MEDIA INTERACTIONS
We invite you to socialize and share your participation with this site and purchases. Suppose you choose to use social media platforms such as Facebook, Twitter, Pinterest, and Instagram. In that case, you will be allowing interaction with these platforms or other external platforms directly from this site. In the process, you may share certain profile elements, including your comments. This sharing is subject to each social media program’s privacy policies.
DO NOT TRACK REQUESTS
Some Web browsers incorporate a “Do Not Track” feature that signals to websites you visit that you do not want your online activity to be tracked. Each browser communicates “Do Not Track” signals to websites differently, making it impossible to honor every request accurately. To prevent any communication errors between browsers and websites, we do not currently respond to “Do Not Track” signals. As technology and communication between browsers and websites improve, we will reevaluate our ability to honor “Do Not Track” signals and may make changes to our policy.
DATA SECURITY
We will implement reasonable and appropriate security procedures consistent with prevailing industry standards to protect data from unauthorized access by physical and electronic intrusion. Unfortunately, no data transmission over the Internet or method of data storage can be guaranteed 100% secure. Therefore, while we strive to protect your Personal Information by following generally accepted industry standards, we cannot ensure or warrant the absolute security of any information you transmit to us or archive at this site.
When you transmit Personal Information through our registration process or when you purchase products or services, we encrypt that information in transit using Secure Sockets Layer (SSL) technology.
After the secure transfer of your Personal Information, it is maintained and stored using 128-bit encryption.
ONWARD TRANSFER OUTSIDE YOUR COUNTRY OF RESIDENCE
Any Personal Information which we may collect on this site may be stored and processed in our servers located in the United States or in any other country in which we, or our affiliates, subsidiaries, or agents maintain facilities. By using this site, you consent to any such transfer of Personal Information outside your country of residence to any such location.
UPDATING PERSONAL INFORMATION
Upon request, we will permit you to request or make changes or updates to your Personal Information for legitimate purposes. We require identification before approving such requests. We reserve the right to decline any requests that are unreasonably repetitive or systematic, require an unreasonable amount of time or effort from our technical or administrative personnel, or compromise the privacy rights of others. We reserve the right to permit you to access your Personal Information in any account you establish with this site for purposes of making your own changes or updates. In such cases, instructions for making changes or updates will be provided where necessary.
LINKS TO JOINT VENTURE MARKETING PARTNER SITES
This site may contain links to other websites operated by our joint venture marketing partners. If you do click on any of the links to their websites or accept any of their promotional offers, your click-through information and any information that you provide in the process of registration or purchase will be transferred to these sites. We have no responsibility or liability for the policies and practices of these sites. You should be careful to review any privacy policies posted on any of these sites before providing information to them.
CONTACT US
If you have any questions regarding this Privacy Policy, please get in touch with the owner and operator of this website at:
The Living Word International
Attn: Privacy Policy Officer
5100 Wyoming Avenue,
Nashville, Tennessee, 37209
Email: thelivingwordcogic1@yahoo.com
Telephone: 6152977437
